Call Us 864-653-3834 ☰ ˟
Schedule An Appointment Reviews
Logo
864-653-3834
  • Main Menu
    • Home Page
    • Partners Page
    • Secure File Area
    • Join Our Newsletter
    • Insurance Glossary
    • Privacy Policy
    • Document Library
  • Health
    • Health Insurance Home
    • Short Term Medical Insurance
  • Medicare
    • Medicare
    • Medigap
  • Travel
    • Travel Medical Insurance
    • International Medical Group (IMG)
    • Atlas Travel
  • Dental
    • Dental Home
    • Dental Quote
  • Reviews
  • About Us
    • About Us
    • Contact Us
    • Location Map
Health Icon Medicare Icon Dental Icon Travel Icon Life Icon Short Term Health Icon
Home > Life Insurance Home

Life Insurance


Life Insurance Quote Forms

Get a quote fast!  Click any of the following links to get quick, accurate and affordable rates.  Even apply online for most products!

Life Quote Form

Life Insurance Information

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.

 


Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage. New Term policies often include "living benefits" that will be paid to you in the event of a chronic illness or cognitive failure as well as being diagnosed with a terminal illness. 

In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with one of our qualified and licensed life insurance professionals.

Facebook
Google+
LinkedIn
Get Directions
Contact Us Today
Have Questions?
Resources
Products
Customer Service
Payment Options
Report a Claim
About Us
Refer A Friend
Our Carriers
Contact Us
Contact us Seneca Office
200 McCellion Ave
Seneca, SC 29678

Local: 864-653-3834
Toll-Free: (800) 653-1324
Fax: (877) 489-3081
Email: info@bobbateins.com
© Copyright. All rights reserved. Powered by Insurance Website Builder.