Short Term Medical Insurance - Click on the links below for an instant quote

     National General Short Term Insurance  (coverage for up to 33 months now available)

Short Term Medical (STM) insurance plans can help you get covered from 30 to 364 days in many states. 

Designed to help protect you from the costs of the unexpected, they are ideal for:

• Individuals between Jobs

• New Hires waiting for the start of employer coverage

• Early retirees waiting for Medicare eligibility

• Recently Naturalized Citizens

• Recent College graduates waiting for employer coverage

 Short Term Medical (STM) plans offer a quick, temporary solution when a life transition leaves you uninsured. Plans are available online and can be active within 24-hours of applying.

>Cost-effective
Typically have lower premiums than major medical coverage

>Convenient, and tailored to your needs
Allow for customizing length of plan
Offer several deductible and co-pay options
May allow for reapplication after coverage expires (option not available in all states)

>Quick
Short Term Medical (STM) plans offer a quick, temporary solution when a life transition leaves you uninsured. Plans are available online and can be active within 24-hours of applying.

Please Note: Temporary policies do not cover pre-existing conditions. Temporary health insurance is also not considered minimum essential coverage under the Affordable Care Act (also called Obamacare), and even if you enroll in and maintain temporary coverage you may NOT be exempt from the Shared Responsibility Payment (tax) that may otherwise apply for not having qualifying health insurance.